Yeah, low-20s indoors feels chilly to me too. This place is right around 24, warmer if I get too cold, altho Joe doesn't like it warmer, so usually it doesn't go up. I've got an old, loose sweatshirt I pull on most of the time, and I sit here under a blanket or two, so that keeps the chill off. My dorm room back at Reed, now.. I had that at a very nice 26/27. Comfy. But yeah, that's too warm once you get outdoors. I dunno why that is, but it is.

Over 30 would suck indoors. I know cuz our a/c's broken before (at the old place) and it's gotten up there. Urg. Too bad you don't have a window there to hang your head out of :P